https://connect.bcbsil.com/ask-bcbsil/f/questions-and-answers/132/hmo---consultation-definitionWe have an HMO (Blue Cross BlueAdvantage specifically) available to us through my husband&#39;s work. It specifies co-pays for office visits but also says &quot;consultation only&quot;. I would like to know what consultation is defined as - does this mean any officeen-USTelligent Community 12Wed, 11 Nov 2015 11:49:14 GMThttps://connect.bcbsil.com/thread/138?ContentTypeID=1Wed, 11 Nov 2015 11:49:14 GMT6e104328-2028-43b6-bb31-8401437dc51f:c48d152d-5d6b-4a2f-a0a0-a71eb2ef886eBCBSIL Connect TeamIf you have not signed up for this plan yet, I would suggest reaching out to the employer&#39;s benefit center or Human Resources department. They should be able to provide more information about the coverage of the plan. We can only provide benefits once the policy is set up. - Renee<div style="clear:both;"></div>