<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsil.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old</link><description>Frequently asked questions to BCBSIL </description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old</link><pubDate>Wed, 29 Oct 2025 20:39:32 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>Bridgett</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Current Revision posted to Ask BCBSIL by Bridgett on 10/29/2025 8:39:32 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. What health insurance for young adults can I have until the age of 26?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to, or stay on, their plan until you turn 26 &lt;span&gt;(or age 30 if you are an unmarried military veteran)&lt;/span&gt;.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan until you turn 26 years of age even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your own employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will provide you with benefits that cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance misuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also cover many preventive services, such as screenings for high blood sugar or cancer. Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam, if you visit a doctor in your health plan&amp;rsquo;s network.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A. Once you turn&amp;nbsp;26 &lt;strong&gt;&lt;/strong&gt;(or age 30 if you are an unmarried military veteran), your coverage on your&amp;nbsp;parent&amp;#39;s health insurance plan will end.&amp;nbsp; You would need to enroll in health coverage on your own.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage once I turn 26 years old &lt;span&gt;(or age 30 if you are an unmarried military veteran)&lt;/span&gt;?&lt;/strong&gt;&lt;br /&gt;A. If your birthday falls outside the open enrollment period, you qualify for a Special Enrollment Period. That means you may be able to get coverage through your job. &amp;nbsp;Or &lt;a title="visit bcbsil.com" href="https://www.bcbsil.com/individual-family-health-insurance"&gt;visit bcbsil.com&lt;/a&gt; to view and compare all our Family and Individual health plans, or &lt;a title="Get Covered Illinois" href="https://getcovered.illinois.gov/" rel="noopener noreferrer" target="_blank"&gt;Get Covered Illinois&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I turn 26 years old &lt;span&gt;(or age 30 if you are an unmarried military veteran)&lt;/span&gt;?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th (or 30th birthday for unmarried military veteran) birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after I turn 26 years old &lt;span&gt;(or age 30 if you are an unmarried military veteran)&lt;/span&gt;?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or Get Covered Illinois?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the marketplace, you&amp;rsquo;ll be able to shop for a health plan, compare plan benefits and prices, and buy health insurance that&amp;rsquo;s right for you. By doing a little research before buying, you can find plans with lower monthly premiums and out-of-pocket costs.&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;
&lt;p style="text-align:right;"&gt;&lt;span style="font-size:75%;"&gt;&lt;em&gt;Originally published 10/2/2014; Revised 2018, 2020, 2024&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Buy Health Insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/10</link><pubDate>Wed, 29 Oct 2025 20:35:44 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>Bridgett</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 10 posted to Ask BCBSIL by Bridgett on 10/29/2025 8:35:44 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. What health insurance for young adults can I have until the age of 26?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to, or stay on, their plan until you turn 26 &lt;span&gt;(or age 30 if you are an unmarried military veteran)&lt;/span&gt;.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan until you turn 26 years of age even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your own employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will provide you with benefits that cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance misuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also cover many preventive services, such as screenings for high blood sugar or cancer. Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam, if you visit a doctor in your health plan&amp;rsquo;s network.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A. Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s health insurance plan will end.&amp;nbsp; You would need to enroll in health coverage on your own.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage once I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If your birthday falls outside the open enrollment period, you qualify for a Special Enrollment Period. That means you may be able to get coverage through your job. &amp;nbsp;Or &lt;a title="visit bcbsil.com" href="https://www.bcbsil.com/individual-family-health-insurance"&gt;visit bcbsil.com&lt;/a&gt; to view and compare all our Family and Individual health plans, or &lt;a title="Get Covered Illinois" href="https://getcovered.illinois.gov/" rel="noopener noreferrer" target="_blank"&gt;Get Covered Illinois&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or Get Covered Illinois?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the marketplace, you&amp;rsquo;ll be able to shop for a health plan, compare plan benefits and prices, and buy health insurance that&amp;rsquo;s right for you. By doing a little research before buying, you can find plans with lower monthly premiums and out-of-pocket costs.&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;
&lt;p style="text-align:right;"&gt;&lt;span style="font-size:75%;"&gt;&lt;em&gt;Originally published 10/2/2014; Revised 2018, 2020, 2024&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Buy Health Insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/9</link><pubDate>Mon, 13 Oct 2025 16:30:20 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 9 posted to Ask BCBSIL by BCBSIL Connect Team on 10/13/2025 4:30:20 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. What health insurance for young adults can I have until the age of 26?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to, or stay on, their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan until you turn 26 years of age even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your own employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will provide you with benefits that cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance misuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also cover many preventive services, such as screenings for high blood sugar or cancer. Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam, if you visit a doctor in your health plan&amp;rsquo;s network.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A. Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s health insurance plan will end.&amp;nbsp; You would need to enroll in health coverage on your own.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage once I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If your birthday falls outside the open enrollment period, you qualify for a Special Enrollment Period. That means you may be able to get coverage through your job. &amp;nbsp;Or &lt;a title="visit bcbsil.com" href="https://www.bcbsil.com/individual-family-health-insurance"&gt;visit bcbsil.com&lt;/a&gt; to view and compare all our Family and Individual health plans, or &lt;a title="Get Covered Illinois" href="https://getcovered.illinois.gov/" rel="noopener noreferrer" target="_blank"&gt;Get Covered Illinois&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or Get Covered Illinois?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the marketplace, you&amp;rsquo;ll be able to shop for a health plan, compare plan benefits and prices, and buy health insurance that&amp;rsquo;s right for you. By doing a little research before buying, you can find plans with lower monthly premiums and out-of-pocket costs.&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;
&lt;p style="text-align:right;"&gt;&lt;span style="font-size:75%;"&gt;&lt;em&gt;Originally published 10/2/2014; Revised 2018, 2020, 2024&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Buy Health Insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/8</link><pubDate>Tue, 02 Apr 2024 21:09:12 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 8 posted to Ask BCBSIL by BCBSIL Connect Team on 4/2/2024 9:09:12 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. What health insurance for young adults can I have until the age of 26?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to, or stay on, their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan until you turn 26 years of age even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your own employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will provide you with benefits that cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance misuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also cover many preventive services, such as screenings for high blood sugar or cancer. Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam, if you visit a doctor in your health plan&amp;rsquo;s network.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A. Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s health insurance plan will end.&amp;nbsp; You would need to enroll in health coverage on your own.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage once I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If your birthday falls outside the open enrollment period, you qualify for a Special Enrollment Period. That means you may be able to get coverage through your job. &amp;nbsp;Or &lt;a title="visit bcbsil.com" href="https://www.bcbsil.com/individual-family-health-insurance"&gt;visit bcbsil.com&lt;/a&gt; to view and compare all our Family and Individual health plans, including the plans we offer on the Health Insurance Marketplace.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the Health Insurance Marketplace, you&amp;rsquo;ll be able to shop for a health plan, compare plan benefits and prices, and buy health insurance that&amp;rsquo;s right for you. By doing a little research before buying, you can find plans with lower monthly premiums and out-of-pocket costs.&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;
&lt;p style="text-align:right;"&gt;&lt;span style="font-size:75%;"&gt;&lt;em&gt;Originally published 10/2/2014; Revised 2018, 2020, 2024&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Buy Health Insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/7</link><pubDate>Thu, 28 Mar 2024 19:54:18 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 7 posted to Ask BCBSIL by BCBSIL Connect Team on 3/28/2024 7:54:18 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. What health insurance for young adults can I have until the age of 26?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to, or stay on, their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan until you turn 26 years of age even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your own employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will provide you with benefits that cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance misuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also cover many preventive services, such as screenings for high blood sugar or cancer.&amp;nbsp; Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam or , if you visit a doctor in your health plan&amp;rsquo;s network.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A. Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s health insurance plan will end.&amp;nbsp; You would need to enroll in health coverage on your own.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage once I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If your birthday falls outside the open enrollment period, you qualify for a Special Enrollment Period. That means you may be able to get coverage through your job. &amp;nbsp;Or &lt;a title="visit bcbsil.com" href="https://www.bcbsil.com/individual-family-health-insurance"&gt;visit bcbsil.com&lt;/a&gt; to view and compare all our Family and Individual health plans, including the plans we offer on the Health Insurance Marketplace.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after I turn 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the Health Insurance Marketplace, you&amp;rsquo;ll be able to shop for a health plan, compare plan benefits and prices, and buy health insurance that&amp;rsquo;s right for you. By doing a little research before buying, you can find plans with lower monthly premiums and out-of-pocket costs.&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;
&lt;p style="text-align:right;"&gt;&lt;span style="font-size:75%;"&gt;&lt;em&gt;Originally published 10/2/2014; Revised 2018, 2020, 2024&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Buy Health Insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/6</link><pubDate>Mon, 10 Feb 2020 19:35:05 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 6 posted to Ask BCBSIL by BCBSIL Connect Team on 2/10/2020 7:35:05 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. I&amp;#39;m under 26. What are my health insurance options?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to or kept on their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance abuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) &amp;amp; chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also fully cover most preventive care, such as screenings for high blood sugar or cancer.&amp;nbsp; even better -- you won&amp;#39;t have a copay, coinsurance or deductibles for an annual wellness exam or immunizations.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A.&amp;nbsp;Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s&amp;nbsp;health insurance plan will end.&amp;nbsp; You would need to enroll in your own plan.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage now that I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. Explore your options!&amp;nbsp; If your birthday is outside of the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance shopping cart or the Health Insurance Marketplace .&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the Health Insurance Marketplace, you&amp;rsquo;ll be able to shop for, compare and buy health insurance. You might get lower costs on your monthly premiums and lower out-of-pocket costs just by doing a little research before buying.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Buy Health Insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/5</link><pubDate>Tue, 16 Oct 2018 19:13:12 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 5 posted to Ask BCBSIL by BCBSIL Connect Team on 10/16/2018 7:13:12 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. I&amp;#39;m under 26. What are my health insurance options?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to or kept on their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance abuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) &amp;amp; chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also fully cover most preventive care, such as screenings for high blood sugar or cancer.&amp;nbsp; even better -- you won&amp;#39;t have a copay, coinsurance or deductibles for an annual wellness exam or immunizations.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A.&amp;nbsp;Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s&amp;nbsp;health insurance plan will end.&amp;nbsp; You would need to enroll in your own plan.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage now that I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. Explore your options!&amp;nbsp; If your birthday is outside of the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance shopping cart or the Health Insurance Marketplace .&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period (November 1, 2018 to&amp;nbsp;December 15, 2018).&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the Health Insurance Marketplace, you&amp;rsquo;ll be able to shop for, compare and buy health insurance. You might get lower costs on your monthly premiums and lower out-of-pocket costs just by doing a little research before buying.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Open Enrollment, Family, Buy health insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/4</link><pubDate>Thu, 12 Jul 2018 01:22:20 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>LaurenD</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 4 posted to Ask BCBSIL by LaurenD on 7/12/2018 1:22:20 AM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. I&amp;#39;m under 26. What are my health insurance options?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to or kept on their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance abuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) &amp;amp; chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also fully cover most preventive care, such as screenings for high blood sugar or cancer.&amp;nbsp; even better -- you won&amp;#39;t have a copay, coinsurance or deductibles for an annual wellness exam or immunizations.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A.&amp;nbsp;Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s&amp;nbsp;health insurance plan will end.&amp;nbsp; You would need to enroll in your own plan.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage now that I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. Explore your options!&amp;nbsp; If your birthday is outside of the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance shopping cart or the Health Insurance Marketplace .&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period (November 1, 2018 to&amp;nbsp;December 15, 2018).&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the Health Insurance Marketplace, you&amp;rsquo;ll be able to shop for, compare and buy health insurance. You might get lower costs on your monthly premiums and lower out-of-pocket costs just by doing a little research before buying.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Buy health insurance&lt;/div&gt;
</description></item><item><title>26 Years Old</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/3</link><pubDate>Tue, 07 Oct 2014 03:05:52 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 3 posted to Ask BCBSIL by BCBSIL Connect Team on 10/7/2014 3:05:52 AM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. I&amp;#39;m under 26. What are my health insurance options?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to or kept on their plan until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance abuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) &amp;amp; chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Your parent&amp;#39;s premium will also fully cover most preventive care, such as screenings for high blood sugar or cancer.&amp;nbsp; even better -- you won&amp;#39;t have a copay, coinsurance or deductibles for an annual wellness exam or immunizations.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A.&amp;nbsp;Once you turn&amp;nbsp;26, your coverage on your&amp;nbsp;parent&amp;#39;s&amp;nbsp;health insurance plan will end.&amp;nbsp; You would need to enroll in your own plan.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage now that I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. Explore your options!&amp;nbsp; If your birthday is outside of the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance shopping cart or the Health Insurance Marketplace .&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period (November 15, 2014 to February 15, 2015).&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp;or the Health Insurance Marketplace, you&amp;rsquo;ll be able to shop for, compare and buy health insurance. You might get lower costs on your monthly premiums and lower out-of-pocket costs just by doing a little research before buying.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll in health coverage after my 26th birthday?&lt;/strong&gt;&lt;br /&gt;A. If you aren&amp;rsquo;t insured, you may have to pay the penalty fee on your tax return when you file in 2015. However, if you don&amp;rsquo;t have coverage for less than 3 months of the calendar year, you don&amp;rsquo;t have to pay the fee.&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Special Enrollment, Affordable Care Act, Buy health insurance&lt;/div&gt;
</description></item><item><title>26 Years of Age</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/2</link><pubDate>Thu, 02 Oct 2014 16:56:03 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>BCBSIL Connect Team</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 2 posted to Ask BCBSIL by BCBSIL Connect Team on 10/2/2014 4:56:03 PM&lt;br /&gt;
&lt;p&gt;&lt;strong&gt;Q. What health insurance for young adults can I have until the age of 26?&lt;br /&gt;&lt;/strong&gt;A. If your parent&amp;rsquo;s health insurance covers young adults, then you can be added to or kept on their health insurance until you turn 26.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What if I&amp;rsquo;m married or don&amp;rsquo;t live with my parents? Can I still get health insurance?&lt;/strong&gt;&lt;br /&gt;A. You can join or stay on a parent&amp;rsquo;s health insurance plan even if you:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Are married&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t live with your parents&lt;/li&gt;
&lt;li&gt;Are going to school&lt;/li&gt;
&lt;li&gt;Don&amp;rsquo;t count on your parents for money&lt;/li&gt;
&lt;li&gt;Can sign up for your employer&amp;rsquo;s plan&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Q. What is covered on my parent&amp;rsquo;s health insurance plan?&lt;/strong&gt;&lt;br /&gt;A. Your parent&amp;rsquo;s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Emergency care&lt;/li&gt;
&lt;li&gt;Prescription drugs&lt;/li&gt;
&lt;li&gt;Hospital stays&lt;/li&gt;
&lt;li&gt;Rehabilitative care and devices&lt;/li&gt;
&lt;li&gt;Maternity and newborn care&lt;/li&gt;
&lt;li&gt;Lab services&lt;/li&gt;
&lt;li&gt;Behavioral health/substance abuse&lt;/li&gt;
&lt;li&gt;Preventive/wellness services (like yearly check-ups and vaccinations) &amp;amp; chronic disease management&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Also, most preventive care will be fully paid by your parent&amp;rsquo;s premium &amp;ndash; like certain screenings to check for health problems such as high blood sugar or cancer. And, you won&amp;rsquo;t have a copay, coinsurance or deductibles for an annual wellness exam or immunizations.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens when I turn 26 years old?&lt;br /&gt;&lt;/strong&gt;A. s health insurance plan will end.&amp;nbsp; You would need to enroll in health coverage on your own.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How do I get coverage now that I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. This is the time to explore your options! If your birthday is outside the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance&amp;nbsp; or the Health Insurance Marketplace .&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. How soon do I need to apply before I&amp;rsquo;m turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll during my Special Enrollment Period after turning 26 years old?&lt;/strong&gt;&lt;br /&gt;A. If you don&amp;rsquo;t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period (Nov. 15, 2014-Feb. 15, 2015).&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. Why should I shop through BCBSIL or the Health Insurance Marketplace?&lt;/strong&gt;&lt;br /&gt;A. By using our site&amp;nbsp; or the Health Insurance Marketplace , you&amp;rsquo;ll be able to shop for, compare and buy health insurance. You might get lower costs on your monthly premiums and lower out- of-pocket costs just by doing a little research before buying.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Q. What happens if I don&amp;rsquo;t enroll in health coverage after my 26th birthday?&lt;/strong&gt;&lt;br /&gt;A. If you aren&amp;rsquo;t insured, you may have to pay the penalty fee on your tax return when you file in 2015. However, if you don&amp;rsquo;t have coverage for less than 3 months of the calendar year, you don&amp;rsquo;t have to pay the fee.&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;If you&amp;rsquo;re at that &amp;ldquo;magic age&amp;rdquo;, DO something and get covered!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;

&lt;div style="font-size: 90%;"&gt;Tags: Buy health insurance, Affordable Care Act, Special Enrollment&lt;/div&gt;
</description></item><item><title>How not to pay your bill</title><link>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old/revision/1</link><pubDate>Tue, 26 Aug 2014 19:22:02 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5</guid><dc:creator>Olman Hernandez</dc:creator><comments>https://connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/12/26-years-old#comments</comments><description>Revision 1 posted to Ask BCBSIL by Olman Hernandez on 8/26/2014 7:22:02 PM&lt;br /&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;
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