<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsil.com/cfs-file/__key/system/syndication/atom.xsl" media="screen"?><feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en-US"><title type="html">Blogs</title><subtitle type="html">Get your Illinois health insurance coverage explained by our experts. We will also give you advice and tips to handle a variety of issues you may encounter.</subtitle><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/atom</id><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog" /><link rel="self" type="application/atom+xml" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/atom" /><generator uri="http://telligent.com" version="12.1.6.28905">Telligent Community (Build: 12.1.6.28905)</generator><updated>2026-03-23T04:00:00Z</updated><entry><title>Preventive Care or Medical Care? Learn the Difference</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/preventive-or-medical" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/preventive-or-medical</id><published>2026-06-08T21:44:00Z</published><updated>2026-06-08T21:44:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/atencion-preventiva-o-medica" href="/espanol/b/tucobertura/posts/atencion-preventiva-o-medica"&gt;&lt;/a&gt;
Many people may not know that there are two types of care you can receive when you go to the doctor &amp;mdash; preventive care and medical care. The type of care is different, and your costs may be different, too.
Medical Care vs. Preventive Care
Think...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/preventive-or-medical"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=904&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Medical Care" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bCare" /><category term="Preventive Care" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare" /></entry><entry><title>What Are Your Rights and Responsibilities as an HMO Member?</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/hmo-rights-responsibilities" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/hmo-rights-responsibilities</id><published>2026-06-08T19:39:00Z</published><updated>2026-06-08T19:39:00Z</updated><content type="html">This article is intended for HMO members enrolled in an employer health insurance plan.
Blue Cross and Blue Shield of Illinois respects and honors your rights. In return, we ask that you know and honor your responsibilities, too.
To learn how you can...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/hmo-rights-responsibilities"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=977&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Employer Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage" /><category term="Member Rights" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Member%2bRights" /><category term="Member Responsibilities" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Member%2bResponsibilities" /></entry><entry><title>Save Money on Health and Fitness Products with Blue365</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/blue365-time-to-save" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/blue365-time-to-save</id><published>2026-06-08T15:56:00Z</published><updated>2026-06-08T15:56:00Z</updated><content type="html">&lt;a title="https://connect.bcbsil.com/espanol/b/tucobertura/posts/blue365-para-ahorrar" href="/espanol/b/tucobertura/posts/blue365-para-ahorrar"&gt;&lt;/a&gt;
If you&amp;rsquo;re looking for some great discounts on health-related products and services, check out the Blue365&amp;reg; program. It&amp;rsquo;s just one more advantage of being a Blue Cross and Blue Shield of Illinois member.
You and your covered family me...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/blue365-time-to-save"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=941&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Blue365" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Blue365" /><category term="Discounts" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Discounts" /><category term="Save Money" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney" /></entry><entry><title>Traveler’s Checklist: Protect Your Health While You Travel</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/protect-your-health-while-you-travel" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/protect-your-health-while-you-travel</id><published>2026-05-21T14:31:00Z</published><updated>2026-05-21T14:31:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/protege-tu-salud-mientras-viajas"&gt;&lt;/a&gt;Vacation sounds good right about now. And whatever kind of vacation you like, there&amp;rsquo;s one thing that makes it go better &amp;ndash; planning.
Planning helps your road trip skip the bumps in the road. Planning helps you avoid turbulence, even once y...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/protect-your-health-while-you-travel"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=129&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Prescriptions" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions" /><category term="Understanding Insurance" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="ID Card" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/ID%2bCard" /><category term="Health Insurance Network" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bNetwork" /><category term="Traveling" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Traveling" /><category term="Immunizations" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Immunizations" /></entry><entry><title>Find a Doctor Who's a Good Fit for You</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/good-fit-doctor" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/good-fit-doctor</id><published>2026-05-04T18:41:00Z</published><updated>2026-05-04T18:41:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/encuentra-el-medico-adecuado" href="/espanol/b/tucobertura/posts/encuentra-el-medico-adecuado"&gt;&lt;/a&gt;Sometimes you know it&amp;rsquo;s time for a change. But what if that change involves finding a new primary care doctor?
Maybe you&amp;rsquo;ve moved, and it&amp;rsquo;s a long drive to your current doctor. Perhaps you&amp;#39;ve had changes in your health or lifestyle....(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/good-fit-doctor"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=901&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Doctor Patient Relationship" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship" /><category term="Blue Access for Members" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Find a Doctor" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor" /></entry><entry><title>Men, Make Your Health a Priority</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/wheres-my-coverage-health-screenings-for-men" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/wheres-my-coverage-health-screenings-for-men</id><published>2026-05-04T10:51:00Z</published><updated>2026-05-04T10:51:00Z</updated><content type="html">&lt;a href="/espanol/b/tusalud/posts/y-mi-cobertura-medica-pruebas-de-deteccion-para-el-hombre"&gt;&lt;/a&gt;You&amp;rsquo;re a healthy guy. You eat right and exercise. You&amp;rsquo;ve never even had a cavity. So you may think it&amp;rsquo;s no big deal to skip an annual wellness check. But not so fast. Preventive screenings are important for your health.
Screenings h...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/wheres-my-coverage-health-screenings-for-men"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=203&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Men’s Health" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Men_1920_s%2bHealth" /><category term="Mental Health" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Mental%2bHealth" /><category term="Preventive Care" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare" /><category term="Healthy Living" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Healthy%2bLiving" /><category term="Cancer" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Cancer" /></entry><entry><title>BCBSIL HMO Health Management Programs May Be Right for You</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/health-management-programs" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/health-management-programs</id><published>2026-05-04T10:12:00Z</published><updated>2026-05-04T10:12:00Z</updated><content type="html">This article is intended for HMO members enrolled in an employer health insurance plan.
Blue Cross and Blue Shield of Illinois HMO plans offer Population Health Management Programs to help you take care of your health. Look at the programs offered be...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/health-management-programs"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=952&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Employer Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage" /><category term="Health Conditions and Prevention" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bConditions%2band%2bPrevention" /><category term="Health Management Programs" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bManagement%2bPrograms" /><category term="Complex Case Management" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Complex%2bCase%2bManagement" /></entry><entry><title>Compare Health Care Costs</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/compare-health-care-costs-quality-with-provider-finder" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/compare-health-care-costs-quality-with-provider-finder</id><published>2026-05-04T09:00:00Z</published><updated>2026-05-04T09:00:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/compara-los-costos-y-la-calidad-de-la-atencion-medica-con-provider-finder" href="/espanol/b/tucobertura/posts/compara-los-costos-y-la-calidad-de-la-atencion-medica-con-provider-finder"&gt;&lt;/a&gt;&amp;nbsp;
Many of us compare prices before we buy a product or service. It&amp;rsquo;s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that&amp;rsquo;s a missed opport...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/compare-health-care-costs-quality-with-provider-finder"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=199&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Blue Access for Members" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Insurance Basics" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Provider Finder" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="Find a Doctor" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor" /><category term="How Health Insurance Works" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks" /><category term="Health Care Costs" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>You and Your Doctor:  Working Together to Keep You Healthy</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor</id><published>2026-04-10T21:52:00Z</published><updated>2026-04-10T21:52:00Z</updated><content type="html">When you need medical care, do you have a doctor you can call?&amp;nbsp;If not, find a doctor you can call your own. Don&amp;rsquo;t wait&amp;nbsp;until you&amp;rsquo;re sick to become a patient.&amp;nbsp;
If you have an HMO* or POS** plan, you&amp;rsquo;ll need to find a M...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=917&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Doctor Patient Relationship" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship" /><category term="Primary Care Provider" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Primary%2bCare%2bProvider" /><category term="Find a Doctor" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor" /></entry><entry><title>Breast Pumps Can Help Make Breastfeeding Easier</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/breast-pumps" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/breast-pumps</id><published>2026-04-09T18:29:00Z</published><updated>2026-04-09T18:29:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/los-extractores-de-leche" href="/espanol/b/tucobertura/posts/los-extractores-de-leche"&gt;&lt;/a&gt;Nourishing your newborn baby is an important part of your role as a parent. Breastfeeding is a popular option for many parents &amp;mdash; and for good reasons. Breast milk provides ideal nutrition that supports a baby&amp;rsquo;s growth and development. &lt;a title="The Center for Disease Control and Prevention" href="https://www.cdc.gov/breastfeeding/features/breastfeeding-benefits.html" rel="noopener noreferrer" target="_blank"&gt;The...&lt;/a&gt;(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/breast-pumps"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=1325&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Pregnancy" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Pregnancy" /><category term="Women’s Health" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Women_1920_s%2bHealth" /><category term="Infant Care" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Infant%2bCare" /></entry><entry><title>Unlock Savings on Health Care</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/how-to-save-money" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/how-to-save-money</id><published>2026-04-02T20:13:00Z</published><updated>2026-04-02T20:13:00Z</updated><content type="html">No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs.
There are a few ways...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/how-to-save-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=1294&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Prescriptions" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions" /><category term="Blue365" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Blue365" /><category term="Member Rewards" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Member%2bRewards" /><category term="Save Money" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney" /><category term="Provider Finder" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="Health Care Costs" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>Need an Explanation of Your Explanation of Benefits?</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits-eob" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits-eob</id><published>2026-04-02T13:52:00Z</published><updated>2026-04-02T13:52:00Z</updated><content type="html">&lt;a href="/espanol/b/tucobertura/posts/una-explicacion-de-tus-beneficios-eob"&gt;&lt;/a&gt;
You&amp;rsquo;ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple&amp;nbsp;&amp;mdash;&amp;nbsp;you&amp;#39;ll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits-eob"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=70&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Understanding Insurance" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Blue Access for Members" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Insurance Basics" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Member Claims" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Member%2bClaims" /><category term="Explanation of Benefits" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits" /><category term="How Health Insurance Works" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks" /><category term="Health Care Costs" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>8 Things You Should Know About Deductibles</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/8-things-deductibles" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/8-things-deductibles</id><published>2026-04-02T08:59:00Z</published><updated>2026-04-02T08:59:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles" href="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles"&gt;&lt;/a&gt;
Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need.
Take deductibles, for example. They&amp;rsquo;re important to your pocketbook, but do you know how they work? To get you started, here ...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/8-things-deductibles"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=1007&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Deductibles" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Deductibles" /><category term="Insurance Basics" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Health Care Costs" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>Wondering If a New Treatment Is Right for You?</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/new-treatment" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/new-treatment</id><published>2026-04-01T17:18:00Z</published><updated>2026-04-01T17:18:00Z</updated><content type="html">This article is intended for HMO members enrolled in an employer health insurance plan.
New treatments for many conditions &amp;mdash; from diabetes to cancer &amp;mdash; are in the news. Do you wonder if you might be a candidate for a treatment that could h...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/new-treatment"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=943&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="HMO" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/HMO" /><category term="How Health Insurance Works" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks" /></entry><entry><title>What Is a Health Insurance Claim?</title><link rel="alternate" type="text/html" href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim" /><id>https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim</id><published>2026-03-23T09:00:00Z</published><updated>2026-03-23T09:00:00Z</updated><content type="html">We&amp;rsquo;ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor&amp;rsquo;s office or through an online portal. Your doctor&amp;rsquo;s office needs these details so they can file a claim.
A claim is a bill your d...(&lt;a href="https://connect.bcbsil.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsil.com/aggbug?PostID=118&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSIL Connect Team</name><uri>https://connect.bcbsil.com/members/bcbsilconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Blue Access for Members" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Medical Claims" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims" /><category term="Insurance Basics" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Explanation of Benefits" scheme="https://connect.bcbsil.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits" /></entry></feed>