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The 1095 is a tax form that shows the health care coverage you had in the previous year.
Due to tax law changes1, if you bought your health plan directly from Blue Cross and Blue Shield of Illinois (BCBSIL)2 or got your BCBSIL health plan through your job3, the IRS says you no longer need Form 1095-B to file your federal income taxes.
Since you won’t need this form for tax filing, it will be sent to you only if you ask.
Q1: What is this 1095 tax form?A: The 1095 form shows the health care coverage you had with us during the previous year.
Q2: Will I get a 1095 tax form?A: If you had an insured group health plan with BCBSIL, you may ask for a copy of your 1095-B form using any of the four ways below.
If you had a self-insured group health plan with BCBSIL, your employer will send you a 1095-C form.
If you have a plan directly from BCBSIL, use one of these four ways to ask for your BCBSIL Form 1095-B.
Q3: I got a 1095-A form from the Marketplace/Exchange. Is that different?A: There are different 1095 forms. The form that applies to you is based on your health plan type. All 1095 forms show the health care coverage you had during the previous tax year.
If you had a Marketplace/Exchange plan for all or part of the year, the Marketplace may send you a 1095-A form.
Q4: There is a mistake on my form. Can BCBSIL fix it?A: You can call the customer service number on your ID card to let us know.
Q5: If you send me a corrected form, will you send corrected information to the IRS, too?A: Yes, corrected information will be sent to the IRS.
Q6: How can I tell if my form has been corrected?A: If your correction was a change to your member information or your employer’s address, the form will say “corrected” at the top. If your form was corrected to update your employer’s identification number (EIN), it will not say “corrected.”
Q7: The form shows my full Individual Taxpayer ID Number (ITIN). Why is only a partial ITIN shown for my dependents? A: The ITIN is an IRS number issued to people who are not able to get a Social Security Number. To make sure we include correct information, our system requires us to print the entire ITIN for the subscriber, or policyholder. We can print shortened numbers for the other people covered by your plan.
Q8: I lost the 1095-B form I asked for. Can you send me another?A: Yes. You can call the customer service number on your BCBSIL ID card to request a reprint. Please note:
Q9. Can you send my 1095 form to a new address or an alternate address?A: The 1095 can be sent only to the mailing address listed in our system. If your address is not correct, please call the customer service number on your ID card to update your information.
Revised 1/14/2021, 2/2/2022
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