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  • Health Insurance Terms: What Is Recommended Clinical Review?

    Sometimes, it seems like you need to bring a dictionary with you to the doctor’s office. Medical terms for the diagnosis of a condition or illness can be a mouthful. The names of prescription medicines don’t always roll off the tongue eit...
    • 9756 Views

  • Having a Health Care Procedure? You Could Earn Cash with Member Rewards*

    Did you know you can shop and compare costs for over 1,700 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off.&nbsp...
    • 65007 Views

  • What is a Health Insurance Deductible?

    When it comes to paying for your health insurance there are three main parts: your deductible, your coinsurance and your monthly premium. Let’s break this down. Your health insurance deductible is the amount you must pay before the health plan ....
    • 17669 Views

  • Check the Price Tag Before You Go for Care

    You wouldn’t buy a car without shopping around for the best deal, would you? So do you check the price tag when you need a medical procedure? Cost is something to look at when choosing where to go for care. When your doctor suggests a procedure....
    • 4112 Views

  • Meet a Benefits Value Advisor

    No doubt about it, the health care system can be confusing. Who can you turn to when you have questions about your health care coverage? Blue Cross and Blue Shield of Illinois (BCBSIL) offers members a great go-to resource. Get clear answers to your...
    • 14610 Views

  • Is Your Pharmacy In-Network?

    It makes sense to make sure your health provider is in the network before you make an appointment. When you use an in-network care provider and facility, you get the most from your health insurance plan. The same is true with your pharmacy. When...
    • 23724 Views

  • Can We Talk? Health Questions Answered 24/7

    Health questions pop every now and then. We all have them. Sometimes they’re casual curiosity. Other times, they’re sparked by a health situation that needs immediate attention. Where can you get expert answers – especially in the m...
    • 23515 Views

  • What is a CDHP and How Does It Work?

    Buying health insurance can be very confusing. We all want to choose the best plans for our needs. One plan worth a close look is the consumer-directed health plan (CDHP) – sometimes called a consumer-driven health plan and high-deductible heal....
    • 82293 Views

  • Getting to Know Your Doctor

    Developing a good relationship with your doctor is important. In fact, it’s one of the best things you do for your wellbeing. Working closely together, you’ll map out a plan to take care of any health issues or concerns you may. It might ...
    • 9058 Views

  • How to Choose the Right Hospice Program

    When medical care can no longer help a patient, it may be time to consider hospice care. Unlike medical care that is meant to cure illness, hospice care is designed to ease pain in terminally ill patients. By making patients comfortable with pai...
    • 5673 Views

  • MyPrime.com – 24/7 Prescription Drug Access

    If you have prescription drug coverage through Blue Cross and Blue Shield of Illinois (BCBSIL), Prime Therapeutics is your pharmacy benefit manager (PBM). You can visit MyPrime.com (your PBM’s member website) on any mobile devic...
    • 22194 Views

  • New Member? 3 Simple Steps to Get Started

    Are you a new member? To make using your health plan as easy as possible, there are three simple steps to take now so that you are set when you need care. Step 1: Look out for new member information After you enroll*, you should receive these things...
    • 28328 Views

  • Get Our Top 4 Tips for Saving Money on Prescriptions

    There are several ways you can help keep your health care costs down when using your prescription drug benefits. 1. Use a Preferred Pharmacy Before you fill prescriptions, be sure you are using a preferred pharmacy in the Preferred Pharmacy Network...
    • 12433 Views

  • How HMO Insurance Works – Quick Tips Guide

    Millions of people have an HMO health plan. Yet, plenty of them are still a little fuzzy about what that really means. HMO stands for Health Maintenance Organization. It’s a type of health plan that gives you access to a network of doctor...
    • 23994 Views

  • Take Advantage of Prime Mail Order and Specialty Pharmacy Services

    This information applies to members who have Prime Therapeutics (Prime) pharmacy administration. If you’re not sure if you have Prime, check your Blue Access for MembersSM account, ask your benefits administrator, check the pharmacy information....
    • 20709 Views

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