Egg Donation coverage for BCBS PPO?

Hi there,

My wife and is a member for BCBSIL PPO and I'm a member of BCBSM PPO. We're currently on a surrogacy journey, as we would like to have a biological child related to at least one of us.

Unfortunately, at this point, she's unable to produce her own eggs anymore (42M and 46F). 

We were wondering if we have coverage, or reimbursement, for egg donation through her policy? We checked, and it looks like we may not have coverage for this through my policy, but we may through hers.  

Any advice or guidance would be greatly appreciated.

Take care,

Andrew

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