Getting Health Insurance

How to Sign Up for Health Insurance

two women looking at health insurance options

Purchasing health insurance isn’t just cut and dry. You have a handful of options! You can sign up for health insurance online directly with Blue Cross and Blue Shield of Illinois (BCBSIL), through a licensed insurance agent, or through the Health Insurance Marketplace. Any of these can help you get a plan that meets your needs.  Even better, under the new health care law, plans are required to offer broad health coverage, from doctor visits to prescriptions to hospital stays.

Before you sign up for health insurance, check out our blog about preparing to buy a plan  for tips on comparing all your health insurance choices by price, benefits and other features that may be important to you. You can also use our Provider Finder to find out if your current doctors, specialists, hospitals or urgent care centers are in the plan’s network that you select.

Let’s get you signed up! In most cases, you can only sign up for a health insurance plan during the open enrollment period, from Nov. 1 and continues through Dec. 15.

When you are ready to get health insurance, you have three options:

  1. Blue Cross and Blue Shield of Illinois: Check out the website or 877-731-4649.
    You can sign up for health insurance online directly from us. You can also call us! By using our website or calling us, you’ll be able to view and compare all BCBSIL plans including the plans offered on the Health Insurance Marketplace. We’ll let this video explain:
  2. A licensed insurance agent
    An agent can help you find the plan that's best for you, but be sure you work with a reputable, licensed employee.
  3. The Health Insurance Marketplace
    A federal government website, the Health Insurance Marketplace allows you to shop, compare and buy plans offered by participating health insurance companies in your area. You can also see if you qualify for Medicare, Medicaid or CHIP through the Marketplace. The Marketplace can be accessed via online, through BCBSIL or by phone.

If you have questions, we can help! Call 877-731-4649 or scroll through our enrollment guide!

We hope we’ve helped you! Do you feel better prepared to buy health coverage?

Last update: 10/2/2018

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