This article is intended for members enrolled in an individual health insurance plan through the health insurance marketplace (not those who have coverage through an employer).

Regular medical and dental care are important for your total health. That’s why it’s good to have both kinds of insurance.

Many people buy medical coverage on its own. You may want to consider getting dental coverage as well as health care coverage.

What Does a Dental Plan Cover?

Dental benefits for BCBSIL individual health plan members who also choose a dental plan may include savings on preventive checkups, cleanings and basic x-rays. You may also save on fillings, bridges, crowns and other dental work.

If you don't already have dental coverage, be sure to check the coverage details for a plan before you choose one. Not all dental plans are the same. Get more information about our individual and family dental plans.  

To enroll in a dental plan during Open Enrollment, Nov. 1, 2026, though Jan. 15, 2027, contact your independent, authorized agent or go to bcbsil.com.

Already Have Dental Coverage with Us?

You make the most of your health care benefits when you use providers who are in your health plan's network. The same is true for dental coverage. Try to use in-network dentists. In-network dentists are those how have a contract with BCBSIL. You can look up dentists in the BCBSIL network by logging in to your online member account and go to Find Care.

What’s the Deal with Discounts?

As a  BCBSIL member, you also have discounts through Blue365^SM. This health and wellness discount program offers deals in several categories, including hearing, vision and dental products and services. Deals change often, so if you see one you like, don’t wait to take advantage of it. 

Blue365 is a discount program only for Blue Cross and Blue Shield of Illinois members. This is NOT insurance. Some of the services offered through this program may be covered under your health plan. You should check your benefit booklet or call the Customer Service number on your member ID card for specific benefit facts. Use of Blue365 does not change monthly payments, nor do costs of the services or products count toward any maximums and/or plan deductibles. Discounts are only given through vendors that take part in this program. BCBSIL does not guarantee or make any claims or recommendations about the program’s services or products. You should consult your doctor before using these services and products. BCBSIL reserves the right to stop or change this program at any time without notice.