Having a Health Care Procedure? You Could Earn Cash with Member Rewards*

Having a Health Care Procedure? You Could Earn Cash with Member Rewards*

Having a Health Care Procedure? You Could Earn Cash with Member Rewards*

Did you know you can shop and compare costs for over 1,700 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off. 

The price of health care services can differ by hundreds and sometimes thousands of dollars based on where you get care. Higher cost doesn't always mean better quality. By choosing a cost-effective option for your care, you can save money on your out-of-pocket costs, and may earn cash with Member Rewards. 

Take a look at these examples:

Medical Procedure

Provider A Cost

Provider B Cost

Cost Difference

MRI of the Brain




Knee Replacement




How Does Member Rewards Work?

It's easy. There aren't any forms to fill out. Just follow these steps when a doctor suggests a medical procedure or service:

  1. Log into Blue Access for MembersSM at BCBSIL.com
  2. Look for "Find Care." Then you can search for providers such as doctors, facilities and hospitals. Compare your choices and select a reward eligible location. 
  3. Have the procedure or service at the reward eligible location you chose.

Once the claim is paid and verified as reward eligible, you'll receive a check in the mail.

*To see if you have the Member Rewards program, call the customer service number listed on your BCBSIL member ID card. Even if you don’t have Member Rewards, you can still cut your out-of-pocket costs by choosing a lower cost provider. 

MDX Medical, LLC dba Sapphire Digital, a Zelis company, is an independent company that has contracted with Blue Cross and Blue Shield of Illinois (BCBSIL) to administer the Member Rewards program for members with coverage through BCBSIL. Reward-eligible options and reward amounts are subject to change. Eligibility for rewards is subject to terms and conditions of the Member Rewards program. Amounts received through Member Rewards may be taxable. BCBSIL does not provide tax advice. Members that have primary coverage with Medicaid or Medicare are not eligible to receive incentive rewards under the Member Rewards program.

BCBSIL makes no endorsement, representations or warranties regarding third-party vendors and the products and services.

Originally published 3/5/2019; Revised 2020, 2022, 2023