Having a medical procedure or test? You could earn a cash Member Reward!*

Having a medical procedure or test?  You could earn a cash Member Reward!*

Did you know you can shop for 1,600 medical procedures online and compare costs for different locations? The price of medical services can vary by hundreds and sometimes thousands of dollars depending on where you go get them. Just like shopping for new tires for your car or a new computer, doing a little research can really pay off. 

By using our online Provider Finder® tool, you can compare prices and make choices that may lower how much you pay out-of-pocket . Costs may vary greatly depending on where you go – and the higher cost does not always mean that the quality is better. 

Take a look at these examples:

Medical Procedure

Provider A Cost

Provider B Cost

Cost Difference

MRI of the Brain




Knee Replacement




By choosing the cost-effective provider, you not only can save money on your out-of-pocket costs, but you might earn a cash Member Reward from $25 - $500 depending on the procedure! 

How Does Member Rewards Work?

There are no forms to fill out – it’s easy. Just follow these steps when a doctor recommends you get a procedure or service:

  1. Log into Blue Access for Members at BCBSIL.com
  2. Click the Doctors and Hospitals tab – then Find a Doctor or Hospital – and Shop for Procedures and find a Member Rewards eligible location
  3. Receive procedure or service at chosen Member Rewards eligible location
  4. Once claim is paid and location is verified as reward eligible, you will receive a check in the mail

 Click here for a walk-through of how to use Provider Finder!

Questions? Call the number on the back of your BCBSIL member ID card.

*To make sure you have the Member Rewards program, call the number on the back of your BCBSIL member ID card.  Even if you do not have Member Rewards – you can still reduce your out-of-pocket costs by choosing a lower cost provider. 

The Member Rewards program is provided by Sapphire Digital, an independent company. Incentives available for select procedures only. Amounts you receive through Member Rewards may be taxable. BCBSIL does not provide tax advice, so please contact your HR or tax advisor for more information. Rewards may be delivered by check or an alternative form of payment. Members with coverage under Medicaid or Medicare are not eligible to receive incentive rewards under the Member Rewards program.

Blue Cross and Blue Shield of Illinois makes no endorsement, representation or warranty regarding Sapphire Digital’s administration of the Member Rewards program. Information received through the Member Rewards program is not meant to replace advice of a health care professional, and decisions regarding course and place of treatment remain with the member and his or her health care provider. Eligibility for rewards is subject to terms and conditions of the Member Rewards program.