Getting Health Insurance

3 Reasons Why Women Should Choose Blue

two women looking at each other in happiness

Reason # 1 - Health Management Programs

Best Health insurance for womenBlue Care Connection (BCC)  is a program that provides educational tools, outreach and health support to our members. Blue Cross and Blue Shield of Illinois (BCBSIL) members receive guidance to help them manage everything from basic health issues to chronic health conditions.

There are BCC programs available for every health insurance plan type, but some programs are only available with certain plans. Ask about Blue Care Connection programs when you shop or re-enroll for health insurance. They include but are not limited to:

Special Beginnings®
Health guidance for pregnant women! Manage and understand your pregnancy with helpful educational materials and support, pregnancy risk factor identification, ongoing communication and monitoring as well as access to an online resource center. PPO Members are supported from early pregnancy through six weeks after delivery.  Special Beginnings also provides advanced web and mobile technology resources for our members which include:

  • A healthy pregnancy calendar to help you keep track of your pregnancy
  • Videos that cover topics such as eating habits, exercise, stress and more
  • Details about each trimester and the physical and emotional changes in you and your baby
  • A list of screenings and vaccines to help you prepare for your checkups
  • Program support available Monday through Friday from 8:00 a.m. to 6:30 p.m., CT

Fitness Program
Regular exercise is an important part of healthy living. With the Fitness Program, members and their covered dependents (age 18 and older) are eligible to participate and receive a flexible membership that allows them access to fitness centers nationwide. The fitness program is available to HMO and PPO members.

Well onTarget®
Get the tools and support you need, plus rewards for making healthy choices. Gain access to a convenient, members-only website that includes a health assessment, interactive tools and educational information and tips, as well as a points-based reward program. Well onTarget  is available to HMO and PPO members.

Reason # 2 - Your Choice of Doctors
No matter which BCBSIL insurance plan you select, you’ll have many providers to choose from, including your choice of an in-network OB-GYN. And with a large percentage of Illinois doctors and hospitals participating in our networks, chances are very good that your current health care providers are included.

Before committing to a plan check Provider Finder  to see if the doctor or OB-GYN you’d like to use is a part of the health insurance plan  you’d like to buy.

We have three levels of health care plans  — bronze, silver and gold. All plans have similar benefits, and all include essential health benefits and preventive services for women. Where they differ is on how the costs of the benefits are applied .

preventive services for womenWomen’s Preventive Services
Our health plans cover the following types of recommended screenings and preventive services for women with no out-of-pocket costs—as long as you visit a doctor in your health plan's provider network. Finding a doctor that provides these screenings and services should be no problem, since we have the largest network of doctors in the state.

  • Annual wellness visits
  • Mammograms
  • Pap smears
  • Osteoporosis screenings
  • Certain cancers and diabetes testing
  • Gestational diabetes screenings
  • Testing for Human Papillomavirus (HPV) — the virus that can cause cervical cancer
  • FDA-approved contraception methods and counseling
  • Counseling and screening for HIV—the virus that can cause AIDS
  • Breastfeeding support, counseling and supplies – including manual and electric breast pumps
  • Interpersonal and domestic violence screening and counseling
  • Counseling for sexually transmitted infections
  • Immunizations such as  annual flu shots

You read that right! Manual and electric breast pumps are covered by your insurance when you use an in-network provider . When you become a member, you’ll need to call the number on the back of your membership ID card for more details. A  Customer Advocate will work through the details of which pumps are covered and how you can receive your pump.

And if pregnancy isn’t for you right now, there are more than 20 different contraceptives that are covered by your health insurance plan, including birth control pills, injections and patches, along with well-woman check-ups

Click here to see the full women’s preventive contraceptive list.

Reason # 3 - Member Support Tools and Resources
With your membership, you have access to many helpful products and services. These benefits include health management tools and resources that can help you stay well and protect your health.

Customer Advocates
Our 22 customer service centers offer a customized, personalized experience. Our service staff is truly empowered to serve as your advocates. Our experienced staff takes responsibility for helping you navigate the health care insurance process and understand your benefits. See how we perform in important customer service areas.

  • 96% customer satisfaction rating
  • 90% achievement of first call resolution of needs
  • Less than 1% turnover – the lowest employee turnover rate in the industry!

Customer Advocates aim to help by trying their best to make each call fast and simple. Once you select a plan and receive your card in the mail, you’ll see the customer service number on the back of your card.

Blue Access for MembersSM (BAM)
BAM  is a secure website that gives you confidential 24/7 access to information about your insurance plans. You can check to see if claims have been finalized, sign up for alerts about claim activity, print a temporary ID card, view up to 18 months of claim history, and more.

Blue365® Member Discount
With the Blue365  discount program, members can save money on health and wellness products and services, such as fitness gear, gym memberships, family activities and healthy eating options. Members can also receive discounts on products and services for dental, vision and hearing. All products are offered by top national and local retailers, including Reebok, Proctor and Gamble, Nutrisystem® and LifeTimes Fitness®.

Looking for Coverage?
Start shopping  with Blue Cross and Blue Shield of Illinois today. Review plan options, get pricing and enroll in a plan that meets your needs.

* This is only a brief description of some of the plan benefits. Not all benefits are offered by all Plans mentioned above. For more complete details, including benefits, limitations and exclusions, please call 1-800-531-4456.

Whew! That’s a lot to take in! If you have any questions, call us at 855-599-1515.

Comment

SIGN IN to share your comments or REGISTER today to become a Connect member.

Ready to Shop

CLICK HERE if you are ready to shop for an insurance plan.