Results for Health Care Costs
  • Need an Explanation of Your Explanation of Benefits?

    You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...
    • 120795 Views
  • How to Find In-Network Providers

    There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Blue Access f...
    • 28838 Views
  • 8 Things You Should Know About Deductibles

    Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
    • 125768 Views
  • Insurance Basics: Copay vs. Coinsurance

    While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductible that you pay if you get care. A deductible is the amount you have...
    • 53256 Views
  • Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor's bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 20148 Views
  • Know Where to Go When Minutes Count, or Anytime

    It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...
    • 22292 Views
  • What Happens to the Rest of My Monthly Payment?

    Your monthly health care insurance premiums go toward many aspects of health care. Your premium payment — along with those of other members — all go into a pool of funds used to pay hospitals, doctors, drug companies and for other h...
    • 5320 Views
  • Where Do My Health Care Payments Go?

    If you have health insurance, you probably pay a monthly premium. Your premium might be deducted from your paycheck. You may pay it online, or write a check to cover it. Even though you know your payments go toward your health insurance, you might...
    • 8379 Views
  • The Cost of Health Care

    Understanding how your health insurance works can be confusing. Blue Cross and Blue Shield of Illinois wants to demystify it. After all, when you understand how health insurance works, you can make decisions that are best for you and your family...
    • 21992 Views
  • Plan Year Ending Soon? Make the Most of It

    If you’re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it’s a good time to review your health benefits. Doing so could be a boost to yo...
    • 35471 Views
  • Insurance Basics: Out-of-Pocket Maximum

    We know health care terms can be confusing. One you’re sure to run across is “out-of-pocket maximum.” What does it mean? How does it affect you and your family? How does it influence your choice of health plan? You share the cost of...
    • 39657 Views
  • Staying In-Network Can Help Cut Costs

    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...
    • 46205 Views
  • High Level Care for High Level Needs: 2 Choices for Immediate Care

    We've shared an overview of the choices you have when small, but urgent health care matters come up. Need a refresher? You can review . Now let’s talk about being ready if something more serious comes your way. How do you know if you shoul...
    • 9408 Views
  • Compare Health Care Costs

    Many of us compare prices before we buy a product or service. It’s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that’s a missed opport...
    • 104400 Views
  • Where Do You Go When an Emergency Isn’t Really an Emergency?

    I get it. When your child is sick on a Friday night, your first thought isn’t about choosing the best place to go to save time and money. Your first thought is to keep your child from pain and suffering. Since you aren’t a doctor, you pro...
    • 23913 Views
1 2