My Coverage Explained
Here’s where to find common questions and facts about generics and individual health insurance prescription coverage. Understanding generic drugs – and how they’re different from brand drugs – can help you manage your prescription drug expenses.
Prescription Drugs: Generics and ClaimsWhen my doctor asks if I’d take a generic, I say, “No, I’d like the brand.” Why? Why do I say this? I often end up paying more, and who knows if some other choice would help me feel better? Not only should I compare prescription costs, I should know how generic and brand drugs are different.Breaking Down Generic DrugsThe two ways generic drugs can be used are:
One more word to remember is…drumroll…savings.Most times generic drugs cost less than the brand drug. If you’re on a budget, ask your doctor if a generic drug is right for you. Customizing Drug Claim ViewsYou can now narrow down your claim views on Blue Access for MembersSM (BAM) whether you and your doctor decide on a generic or brand drug.You can filter your dependent’s prescription drug claims by status, while browsing the Claim Center, including:
After selecting your dependent’s name, you’ll see parentheses with a number between them that tells you how many claims the selected person has in all of the status categories.Online Details AvailablePosted on our public website is a full section on generic and brand prescription drugs. You can view common questions and facts about your individual health insurance prescription coverage.
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