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If this is the first time you’ve heard of subrogation, you’re not alone. Chances are you’re wondering what it means. The Legal Information Institute at Cornell University explains subrogation this way: “One party takes on the rights of another.” In the case of a health insurance claim, these letters help us gather facts.
BCBSIL has partnered with Equian to find answers. You may have received a letter from Equian asking about details of a particular claim. It might have been about care you received for a job-related injury. Or care following a car wreck you were involved in.
We use this information to see if an employer, another individual or insurance company other than BCBSIL should pay the claim. If there is, we can ask for repayment from the responsible party.
If you receive a letter from Equian asking for details about a claim, please answer the letter right away. The information you give us can help us recover money for medical care that should have rightly been paid by someone else.
You can call the number listed on the letter, or go to Equian to answer the questions.
By working together, we can help keep health care costs in check.
Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association
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