• https://connect.bcbsil.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandS_5F00_Pharmacy_5F00_PharmacistBottle.jpg

    Why Does a Drug Need Pre-Approval?

    Some drugs should be checked to make sure they are safe and used correctly. This may mean that a step called pre-approval (sometimes called prior authorization) is needed before it will be covered by your plan. Like hospital stays and some type...
    • 4900 Views
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    New Member? Take Three Steps to Start Using Your Health Plan

    Are you a new member? To make the most of your health plan, take three simple steps now. It’s the best way to make sure you’re set when you need care. Step 1: Watch for new member information After you enroll*, you will receive these thr...
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    Some Emergency-Use Medicines Now Available at No Cost

    We want to make sure our members have access to safe and cost-effective prescription drugs. If you have prescription drug benefits through Prime Therapeutics LLC, some medicines may now* be available at no cost to you when you use a pharma...
    • 4921 Views
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    Check Out the New, Improved BCBSIL App

    The new BCBSIL App now offers access to more of your health plan information in one place. Our mobile app allows you to access your medical and pharmacy benefits information in one app. And if you have vision or dental coverage with us, you can also...
    • 4658 Views
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    Save Money With a Preferred Pharmacy

    Did you know your health plan may offer a preferred pharmacy network? When you use a preferred pharmacy, you pay the lowest out-of-pocket cost on covered prescription drugs. With your Blue Cross and Blue Shield of Illinois prescription drug plan...
    • 69194 Views
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    Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor's bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 30013 Views
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    What Is 3D Mammography?

    Women have choices when it comes to breast cancer screenings. A standard mammogram every one or two years is the recommended best practice for early detection. It can detect breast cancer up to three years before it can be felt. Since their introduc...
    • 17633 Views
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    What Is an HMO?

    If you're looking for a health plan that's easy to understand, easy to use and easy on your wallet, an HMO may be just what you need for you and your family. It’s Simple An HMO — or health maintenance organization — keeps costs low ...
    • 65333 Views
  • https://connect.bcbsil.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/doctors-talking-to-each-other.jpg

    Are Your Doctors Talking to Each Other?

    Finding and treating eye disease early is key to maintaining good vision. Screening for diabetic eye disease has saved many people from developing poor vision or even going blind. A complete exam by an ophthalmologist or optometrist can detect early...
    • 1616 Views
  • https://connect.bcbsil.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/rx_2D00_finder.jpg

    Save Money on Prescriptions with Medication Finder

    The cost of prescription medicines is always a hot topic. Most of us have experienced sticker shock at least once when we’ve filled a prescription. So, it’s not surprising that one in four Americans say it’s hard to pay for their me...
    • 8240 Views
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    What Does My Health Insurance Plan Cover?

    Your health insurance plan covers a number of items and services to help keep you and your family healthy. Most medical plans cover: Emergency care Outpatient services Hospitalization Maternity and newborn care Mental health and substance use treatm...
    • 41823 Views
  • https://connect.bcbsil.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/well-ontarget-blue-points-gift-cards.jpg

    Look for a New Rewards Experience in 2025

    Well onTarget® and Blue PointsSM are not available to all members. Check Blue Access for Members or ask your benefits administrator to see if you have these benefits. Some changes are coming to your Well onTarget rewards experience. The Blue Poin...
    • 149546 Views
  • https://connect.bcbsil.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/member-premium-payment.jpg

    What Happens to the Rest of My Monthly Payment?

    Your monthly health care insurance premiums go toward many aspects of health care. Your premium payment — along with those of other members — all go into a pool of funds used to pay hospitals, doctors, drug companies and for other h...
    • 6506 Views
  • https://connect.bcbsil.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/cybercrime-scams.jpg

    Brush Up on Your Cybercrime Spotting Skills

    When it comes to cybercrime, it seems like there’s always some new threat. To stay safe, it’s a good idea to learn how to spot the latest scams. It pays to be careful. Cybercrimes are getting more and more sophisticated, and users n...
    • 3961 Views
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    Your Doctor Helps Make Sure Your Services Are Covered

    Your doctors work closely with your health plan to ensure it covers the care they prescribe. As a smart health care consumer, it’s good to know about all the steps your care provider takes so you can get the most out of your health plan when yo....
    • 15503 Views