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What is a High-Deductible Health Plan and How Does It Work?

BCBSIL Connect Team September 11, 2025

When buying health insurance, we all want to choose the best plan for our needs. One plan worth considering is the high-deductible health plan (HDHP). It is also sometimes called a consumer-driven health plan (CDHP). The HSA-qualified HDHP ...
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Need Reconstructive Surgery After a Mastectomy? You’re Covered

BCBSIL Connect Team August 26, 2025

It’s normal to be anxious if you find out you need to have a mastectomy. A mastectomy is the removal of one or both breasts. This procedure is most often performed to treat breast cancer. If you are facing this surgery, take some comfort ...
- 53609 Views
Get Care Online with Virtual Visits

BCBSIL Connect Team August 26, 2025

Are you missing out on the convenience of telemedicine? Telemedicine allows you to have virtual health care visits using your computer, phone or tablet. These types of health care visits are a quick, easy way to bring the doctor to you. Say you&rsqu...
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Do You Know How to Keep Yourself Safe from Scammers?

BCBSIL Connect Team August 25, 2025

When it comes to protecting yourself from scams, it’s a good idea to be leery of strangers. The bad guys are always coming up with new ways to steal your private data — and your money. There are steps you can take to protect yourself. Lea...
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Plan Year Ending Soon? Make the Most of It

BCBSIL Connect Team July 25, 2025

If you’re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it’s a good time to review your health benefits. Doing so could be a boost to yo...
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Earn Rewards with Blue Points

BCBSIL Connect Team June 18, 2025

This article is intended for members enrolled in an individual health insurance plan through the health insurance marketplace (not those who have coverage through an employer). Well onTarget® and Blue PointsSM are not available to all members. Ch...
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What is a Health Insurance Deductible?

BCBSIL Connect Team June 17, 2025

When it comes to paying for your health insurance there are three main parts: Your deductible, your coinsurance and your monthly premium. Your health insurance deductible is the amount you must pay before the health plan starts paying for your covere...
- 25431 Views
Having a Health Care Procedure? You Could Earn Cash with Member Rewards

BCBSIL Connect Team June 13, 2025

Did you know you can shop and compare costs for hundreds of health care procedures online? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off. The price of health care services can...
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Is My Prescription a Pharmacy or Medical Benefit?

BCBSIL Connect Team June 13, 2025

It’s no secret that prescription drugs can be pricey. One of the best ways to save on the drugs you are prescribed is to make sure you understand how your health plan benefits work. A good place to start is to answer this question: Is my presc.....
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Save Money with Prescription Drug Discount Card Program

BCBSIL Connect Team June 11, 2025

MedsYourWay® is not available to all members. Check your plan materials or ask your benefits administrator to see if you have this program. You may be able to pay less for your prescription drugs with our drug discount card benefit program. MedsY...
- 18137 Views
Do Your Prescription Drugs Need Prior Authorization?

BCBSIL Connect Team June 11, 2025

Have you ever gone to pick up a new medicine, only to have the pharmacist tell you it needs prior authorization? It happens to many of us. Here are things you can do to avoid leaving empty handed. When you receive a new prescription, ask your doctor...
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Get to Know Your Medical Tests: Preventive vs. Diagnostic

BCBSIL Connect Team May 28, 2025

When your doctor orders a test for you, it’s important to know what type of test is ordered. There are two types, preventive and diagnostic. Knowing the difference between these two types of tests will help you better understand your treatment ....
- 8474 Views
Saving Money Is Simple with Blue365

BCBSIL Connect Team May 28, 2025

If you like saving money, check out Blue365®. You have lots of chances to save big with the free health and wellness discount program offered to Blue Cross and Blue Shield of Illinois (BCBSIL) members. Who Can Use Blue365? Any member of a&n...
- 44743 Views
Is Your Pharmacy In-Network?

BCBSIL Connect Team April 24, 2025

It makes sense to ensure your health care provider is in the network before you make an appointment. When you use an in-network provider and facility, you get the most from your health insurance plan. The same is true with your pharmacy. When you...
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Planning a Trip? Be Sure to Pack Some International Health Insurance

BCBSIL Connect Team April 11, 2025

Almost 1 in 4 Americans have had a health issue while traveling abroad. Do you know what you would do if you were traveling outside the U.S. and got sick or injured? Many people expect that their U.S. health plan will cover them wherever they go...
- 11612 Views