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Not knowing what to do can be scary and confusing. But there are many things you can do to support your loved one.
First, take steps to learn about what you are seeing. Ask questions to learn:
If you’ve found that your loved one needs help, learn about levels of care for mental health or substance use issues.
Levels of Care are the types of health care offered based on the patient’s symptoms. Usually a health care provider recommends a particular level of care based on a person’s specific needs.
An acute inpatient hospital is for someone who:
Hospitals are the most intensive and restrictive level of care. They provide 24-hour treatment and offer medication management, psychotherapy (talk therapy) and withdrawal management.
What if a person is not in crisis but needs around-the-clock supervision and structure?They could seek care at a Residential Treatment Center (RTC).
RTCs offer mental health and substance use treatment in a residential setting. RTCs have 24-hour nursing help and doctors on call. They help people with long-term or severe mental health issues. They also help people with alcohol and other substance use disorders. RTCs offer a high degree of safety, supervision and structure. They promote healthy habits as well as successful stabilization, withdrawal management and rehabilitation.
Some people may go to a Partial Hospitalization Program (PHP). It is not a residential program with 24-hour supervision. PHP provides intensive mental health and substance use treatment in an outpatient setting.
Often, these programs are every day for at least five hours a day. People usually go home in the evenings. These programs are highly structured to and offer help in a safe setting. This level of care also gives in-home support or access by phone for after-hours help.
What if the person is working or in school full time?Intensive Outpatient Programs (IOP) are less restrictive than PHPs. They take place three days each week for at least two hours a day, allowing allows people to get care without neglecting daily duties. These programs offer individual and group therapy to help people learn skills to manage their mental health and substance use needs.
Can less frequent care still be helpful?Outpatient (OP) care can take place in an office setting. OP may offer one-on-one, family or group care. It can involve psychotherapy and medication management. The frequency and duration of treatment varies depending on each person’s needs.
Your loved one may see different types of caregivers in any of these levels of care.
Psychiatrist
Psychologist
Advanced Psychiatric Nurse (APRN)/Advanced Nurse Practitioner (ANP)
Physician Assistant (PA)
Master's Level Behavioral Health Care Provider
Common titles:
Originally published January 2, 2019; Revised 2020, 2024
I am already at Level 2 with appeals for both her RTC and outdoor behavioral health facility. Her neuropsych evaluation was also denied, but resolved at a Level 1 appeal. I'm frustrated that BCBS promotes mental health and yet denies the coverage. Parity Law!!!
Hello, I'm so sorry this happened. if you could send us a private message, I can have someone look into your daughter's situation. ~ HC
BCBS of IL has DENIED insurance coverage of my daughter's Residential Treatment Center (RTC) after her suicide attempt and issues with mental health.