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  • Find Out If You Have a Copay Before You Go to the Doctor

    Before visiting your health care provider, check to see if you’ll need to make a copay. You can find out your copay amount by looking at your member ID card or checking your benefit booklet or health plan contract. You can also log in to y...
    • 15327 Views

  • Why Does a Drug Need Pre-Approval?

    Some drugs must be approved by your health plan before they will be covered. That’s to make sure they are safe and used right. If you are told a drug needs pre-approval (sometimes called prior authorization), that does not mean it isn’t c...
    • 1911 Views

  • How to Check Your Drug Coverage

    When your doctor says you need a prescription drug, one of your first thoughts may be, “How much will it cost me?” It’s an important thing to know, and there are several ways to find out. You might think about checking with your doc...
    • 7743 Views

  • Need Information? Here’s Where to Find It

    There are many ways you can get information from us. We offer options to suit a variety of communication preferences. Our Website Visit bcbsil.com for information about all we have to offer: If you’re shopping for insurance, you can visit the ....
    • 24052 Views

  • Jumpstart Your Wellness: Review Your Benefits

    It’s another new year, another chance to start fresh. But if grand New Year’s resolutions aren’t your style, there is one easy way to keep on top of your health: Brush up on the benefits that come with your health plan. It’s a...
    • 72760 Views

  • Keep Your Member ID Card Close

    It might be a thin piece of plastic tucked in your wallet until you need it. Or it might be something you find in an app on your phone. Either way, your member ID card packs a wallop. What else holds everything you need to take care of your health...
    • 76434 Views

  • Who Makes Decisions About My Health Care?

    This article is intended for HMO members enrolled in an employer health insurance plan. Blue Cross and Blue Shield of Illinois provides coverage for your health care. But you and your doctor are in the best position to make decisions about treatment...
    • 4998 Views

  • Your Blue Points Rewards Program Just Got Better

    This article is intended for members enrolled in an individual health insurance plan through the health insurance marketplace (not those who have coverage through an employer). Well onTarget® and Blue PointsSM are not available to all m...
    • 3138 Views

  • Check Out the New, Improved BCBSIL App

    The new BCBSIL App now offers access to more of your health plan information in one place. Our mobile app allows you to access your medical and pharmacy benefits information in one app. And if you have vision or dental coverage with us, you can also...
    • 1090 Views

  • We Use a Variety of Methods to Get You the Information You Need

    Blue Cross and Blue Shield of Illinois (BCBSIL) uses several methods to send information to keep you informed about your health care. BCBSIL may provide information by: Email. Phone. Messages to your mobile device. Mail: We will mail materials to...
    • 2968 Views

  • Enrolled for 2025? Here’s What to Expect Next

    This article is intended for members enrolled in an individual health insurance plan. When you enrolled in your 2025 Blue Cross and Blue Shield of Illinois (BCBSIL) health plan, you started a chain reaction.* We have been hard at work for several...
    • 22234 Views

  • Need to See a Specialist?

    When you’re not feeling well, you might call your primary care doctor. With a little care, your doctor may have you on the road to recovery in no time. But what if your health issue is more serious? Your primary care doctor may say you need to ....
    • 27634 Views

  • Save Money With a Preferred Pharmacy

    Did you know your health plan may offer a preferred pharmacy network? When you use a preferred pharmacy, you pay the lowest out-of-pocket cost on covered prescription drugs. With your Blue Cross and Blue Shield of Illinois prescription drug plan...
    • 63196 Views

  • Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor's bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 19046 Views

  • What Is 3D Mammography?

    Women have choices when it comes to breast cancer screenings. A standard mammogram every one or two years is the recommended best practice for early detection. It can detect breast cancer up to three years before it can be felt. Since their introduc...
    • 15507 Views

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