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  • What Is an HMO?

    If you're looking for a health plan that's easy to understand, easy to use and easy on your wallet, an HMO may be just what you need for you and your family. It’s Simple An HMO — or health maintenance organization — keeps costs low ...
    • 55585 Views

  • Are Your Doctors Talking to Each Other?

    Finding and treating eye disease early is key to maintaining good vision. Screening for diabetic eye disease has saved many people from developing poor vision or even going blind. A complete exam by an ophthalmologist or optometrist can detect early...
    • 846 Views

  • Know Where to Go When Minutes Count, or Anytime

    It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...
    • 18131 Views

  • Planning a Trip? Be Sure to Pack Some International Health Insurance

    Almost 1 in 4 Americans have had a health issue while traveling abroad. Do you know what you would do if you were traveling outside the U.S. and got sick or injured? Many people expect that their U.S. health plan will cover them wherever they go...
    • 3755 Views

  • Members Can Appeal Coverage Decisions

    Internal Appeals Blue Cross and Blue Shield of Illinois has an internal claims and appeals process that allows you to appeal decisions about paying claims, eligibility for coverage or ending coverage. Please check “adverse benefit determination....
    • 11377 Views

  • It’s Open Enrollment — Time to Choose Your 2025 Plan

    The open enrollment period can be confusing. Premiums. Deductibles. Coinsurance. Networks. We can help. Here are three important steps to help you prepare for this year’s open enrollment for health insurance coverage. Step 1: Make Note of the .....
    • 57436 Views

  • Know Your Colorectal Cancer Screening Options

    Getting screened for colon cancer is an important way to protect your health. Colon cancer is the third leading cause of cancer death in the U.S. But colon cancer can be successfully treated when it is found and treated early. Until it grows or sprea...
    • 23739 Views

  • Save Money on Prescriptions with Medication Finder

    The cost of prescription medicines is always a hot topic. Most of us have experienced sticker shock at least once when we’ve filled a prescription. So, it’s not surprising that one in four Americans say it’s hard to pay for their me...
    • 4885 Views

  • What Does My Health Insurance Plan Cover?

    Your health insurance plan covers a number of items and services to help keep you and your family healthy. Most medical plans cover: Emergency care Outpatient services Hospitalization Maternity and newborn care Mental health and substance use treatm...
    • 37701 Views

  • Need Reconstructive Surgery After a Mastectomy? You’re Covered

    This article is intended for HMO members enrolled in an employer health insurance plan. It’s normal to be anxious if you find out you need to have a mastectomy. A mastectomy is the removal of one or both breasts. This procedure is most often pe....
    • 13923 Views

  • Look for a New Rewards Experience in 2025

    Well onTarget® and Blue PointsSM are not available to all members. Check Blue Access for Members or ask your benefits administrator to see if you have these benefits. Some changes are coming to your Well onTarget rewards experience. The Blue Poin...
    • 15965 Views

  • Get Care Online with Virtual Visits

    Are you missing out on the convenience of telemedicine? Telemedicine allows you to have virtual health care visits using your computer, phone or tablet. These types of health care visits are a quick, easy way to bring the doctor to you. Say you&rsqu...
    • 35042 Views

  • Do You Know How to Keep Yourself Safe from Scammers?

    When it comes to protecting yourself from scams, it’s a good idea to be leery of strangers. The bad guys are always coming up with new ways to steal your private data — and your money. You may already know not to open that strange text me...
    • 8397 Views

  • What Happens to the Rest of My Monthly Payment?

    Your monthly health care insurance premiums go toward many aspects of health care. Your premium payment — along with those of other members — all go into a pool of funds used to pay hospitals, doctors, drug companies and for other h...
    • 5054 Views

  • Brush Up on Your Cybercrime Spotting Skills

    When it comes to cybercrime, it seems like there’s always some new threat. To stay safe, it’s a good idea to learn how to spot the latest scams. It pays to be careful. Cybercrimes are getting more and more sophisticated, and users n...
    • 2652 Views

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