• Your Doctor Helps Make Sure Your Services Are Covered

    Your doctors work closely with your health plan to ensure it covers the care they prescribe. As a smart health care consumer, it’s good to know about all the steps your care provider takes so you can get the most out of your health plan when yo....
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  • Where Do My Health Care Payments Go?

    If you have health insurance, you probably pay a monthly premium. Your premium might be deducted from your paycheck. You may pay it online, or write a check to cover it. Even though you know your payments go toward your health insurance, you might...
    • 7893 Views
  • The Cost of Health Care

    Understanding how your health insurance works can be confusing. Blue Cross and Blue Shield of Illinois wants to demystify it. After all, when you understand how health insurance works, you can make decisions that are best for you and your family...
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  • What’s a Woman’s Principal Health Care Provider?

    This article is intended for HMO members enrolled in an employer health insurance plan. Members in a Blue Cross and Blue Shield of Illinois’ HMO plan are asked to choose a primary care physician from a network of doctors. But do you know that a....
    • 10724 Views
  • Plan Year Ending Soon? Make the Most of It

    If you’re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it’s a good time to review your health benefits. Doing so could be a boost to yo...
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  • 8 Things You Should Know About Deductibles

    Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
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  • Prescription Drugs: Generic Versus Brand

    Understanding generic drugs — and how they differ from brand drugs — can help you manage your prescription drug costs. Breaking Down Generic Drugs Generic drugs can be used two ways: Generic equivalents are made with the exact ...
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  • 4 Ways to Make Health Insurance Work for Small Business

    Small business owners have a lot of decisions to make. Some are fun and creative. Others affect the bottom line. Owners who offer health benefits to their employees enjoy a number of business advantages. Here are a few. More Productive Employees...
    • 6113 Views
  • Keep Health Issues in Check with Telehealth Visits

    Does your health plan offer telehealth visits with doctors in your plan’s network? Now's a good time to check. It may be just what you need to stay on top of your health. During the pandemic, more health care facilities turned to telehealth vi.....
    • 8816 Views
  • Staying In-Network Can Help Cut Costs

    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...
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  • Our Staff Can Help You Better Manage Your Care

    This article is intended for HMO members enrolled in an employer health insurance plan. We know you may have questions about your medical condition and how best to coordinate your care. Having access to utilization management (UM) staff can help...
    • 11135 Views
  • Self-Management Program: Improving Your Nutrition

    Your body has an appetite for good food. You’ve heard the saying, “You are what you eat.” It’s true. When you eat well, your body rewards you. Want to be healthy and happy with energy to do the things you love? Nosh on fruits ...
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  • What Is Coordination of Benefits?

    When you need care and are on two different health insurance plans, your insurers will coordinate your benefits (COB). This helps you get maximum coverage when you need it. If you’re covered by two different health plans, your provider may fil.....
    • 17857 Views
  • Self-Management Programs: Achieving and Maintaining a Healthy Weight

    Reaching a healthy weight can be hard for many reasons. Still, it’s not out of reach. In fact, getting there might be easier than you think. Don’t know how to get started and what you can do about it? Luckily, help is here. The Well onTar...
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  • Preventive Care or Medical Care? Learn the Difference

    Many people may not know that there are two types of care you can receive when you go to the doctor — preventive care and medical care. The type of care is different, and your costs may be different, too. Medical Care vs. Preventive Care Think.....
    • 38963 Views